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702 s bentonville arus charge on chime card

702 s bentonville arus charge on chime card

2 min read 08-02-2025
702 s bentonville arus charge on chime card

Have you noticed a charge from "702 S Bentonville AR" on your Chime card statement? This article will guide you through understanding this mysterious charge and steps to take to resolve it. We'll cover potential sources, how to dispute unauthorized charges, and strategies for preventing similar situations in the future.

Identifying the Source of the 702 S Bentonville AR Charge

The address "702 S Bentonville AR" doesn't immediately pinpoint a specific business. To identify the source of the charge, you'll need to investigate further. Here's how:

1. Review your Chime transaction details.

Your Chime app or website provides detailed transaction records. Look for the merchant name associated with the charge. Even a partial name might provide clues. The location might be a general area, not the exact business.

2. Search online for businesses at that address.

Use a search engine (like Google, Bing, or DuckDuckGo) to find businesses located at 702 S Bentonville AR. Check online directories like Yelp or Google Maps for potential matches. Look for businesses offering products or services you recently purchased.

3. Check your receipts and bank statements.

Review any receipts or other financial documents from around the time of the transaction. This might jog your memory about the purchase.

4. Consider subscriptions and recurring payments.

A subscription or recurring payment you've forgotten about might be the culprit. Check your active subscriptions and see if any match the amount of the charge.

What to Do if the Charge is Unauthorized

If you've confirmed the charge is unauthorized, here's what you need to do:

1. Immediately report it to Chime.

Contact Chime customer support as quickly as possible. They can help you investigate the transaction and potentially initiate a dispute. Keep records of all communications with Chime.

2. Dispute the charge through Chime's app or website.

Most financial institutions, including Chime, offer a dispute process within their online platforms. Follow their instructions carefully and provide all necessary information, including the date of the transaction and the amount.

3. Monitor your account for updates.

Once you've reported the unauthorized charge, keep a close eye on your Chime account. Chime will usually provide updates on the status of your dispute.

Preventing Future Unauthorized Charges

Here are some steps you can take to minimize the risk of unauthorized charges on your Chime card:

  • Regularly review your transactions: Check your Chime account frequently for unusual or unauthorized activity.
  • Enable transaction alerts: Set up alerts to receive notifications about every transaction made on your card.
  • Use strong passwords and two-factor authentication: Protect your Chime account with a strong, unique password and enable two-factor authentication for enhanced security.
  • Be cautious about using your card online: Only use your Chime card on secure websites and avoid making purchases from unfamiliar vendors.
  • Report lost or stolen cards immediately: If your card is lost or stolen, report it to Chime immediately to prevent unauthorized use.

Conclusion

Discovering an unfamiliar charge like "702 S Bentonville AR" on your Chime card can be unsettling. By systematically investigating the transaction, you can identify its source. If it's unauthorized, promptly report it to Chime to initiate a dispute and protect your funds. Remember, proactive measures can significantly reduce the risk of future unauthorized charges.

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